Archives

The debt to income ratio determines how much debt you have in comparison to your income. This number is important for your lender, because it helps them determine your ability to pay back your [...]

To put it simply, we can say that a credit score shows numbers ranging from 300-850. It is calculated on the basis of a client’s credit history. Your credit score has a strong impact on your [...]

There are many perks to being self-employed. You build a business you love, based on your own values and passion. You work hours that you choose. Nobody tells you how to do what you love. But now [...]

  Within the mortgage industry, there are a lot of terms you will hear and might not understand what they really mean. One of those terms is the fed, or the federal funds rate. Many people [...]

If you are looking to buy a home, then you will definitely be looking for a mortgage loan as well. Many types of mortgage loans are available; you have to pay a specific down payment, insurance, [...]

Everyone wants to own a home, but you have to pay a hefty down payment to purchase a home. Most of the lenders and banks demand a 20% down payment. But if you don’t have a 20% down payment and [...]

Are you interested in raising your credit score? I will tell you how to raise credit scores by providing the best tips and tricks. Improving your credit score is not tough; you just need to [...]

People who are living in a rented house might wish to buy their own home. In this article, we are going to help you by providing three crucial and useful steps by following which you can buy your [...]

Bankruptcy can reduce or can eliminate your debts, but it damages your credit report and credit score. This affects your chances to obtain credit in the future for new credit cards, car loans, [...]

If you want to decrease your mortgage payments or you want to pay your home loan faster, in this case, refinancing can be a good option. In refinancing, you swap your current mortgage for a new [...]