Denver in September 2020

While COVID-19 is still affecting our everyday lives, our great city has found ways to adapt so we can remain involved in our communities. Here is what is happening in Denver in September 2020. [...]

Mortgage rates are constantly changing, day to day even, but there is nothing more dramatic than looking at the historical mortgage rates. Lately you have probably seen a lot of year over year [...]

There is a lot involved in the home buying process. There is excitement, sure, but there are also a lot of important steps. You have so many questions to consider: What’s your budget? What [...]

Vince Reece, Colorado Mortgage Guy, here to update you on the happenings of Denver Real Estate. The July 2020 updates are… (drum roll please)… more of the same. Inventory remains [...]

Buying and remodeling a “fixer upper” can be a really fun challenge, if you’re into that kind of project. And even if you don’t like to do the work yourself, you can hire a contractor, tell them [...]

Types of Variable Income  Variable income typically falls into four categories: Commissions If you are in a sales position, it is likely that in addition to your salary you also earn commission [...]

The debt to income ratio determines how much debt you have in comparison to your income. This number is important for your lender, because it helps them determine your ability to pay back your [...]

To put it simply, we can say that a credit score shows numbers ranging from 300-850. It is calculated on the basis of a client’s credit history. Your credit score has a strong impact on your [...]

There are many perks to being self-employed. You build a business you love, based on your own values and passion. You work hours that you choose. Nobody tells you how to do what you love. But now [...]

  Within the mortgage industry, there are a lot of terms you will hear and might not understand what they really mean. One of those terms is the fed, or the federal funds rate. Many people [...]